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If you are looking for an insurance broker with expertise in virtual worlds, it is without hesitation that I recommend Marshall & Sterling Insurance. Lorraine Emerick (Manager of Operations) and her team are well versed in virtual worlds and online games and took the time to explain insurance coverages, shop options with various carriers and provide ModSquad with a comprehensive review. I find Marshall & Sterling to be professional and efficient with the best available terms and prices."

Michael H. Pinkerton

Chief Operating Officer



"Marshall & Sterling have been BullEx’s insurance broker from the beginning, during our days at the Rensselaer Polytechnic Institute Incubator in 2004. Lorraine Emerick and Ken Grey took the time to understand our business operations and consistently provided a full marketing analysis in order to obtain the best insurance terms for our company. Lorraine and Ken provided honest professional advice, continual communication, prompt personal service, and guidance through the insurance markets. Their sharing of ideas and alternative solutions had been extremely valuable during BullEx’s rapid growth and especially beneficial during our merger/acquistion. I highly recommend Lorraine, Ken, and the team at Marshall & Sterling in Leeds, NY. "


Thomas Rossi

Chief Operating Officer at BullEx Digital Safety



Created by Lorraine Emerick


I just read the article about you and went in to look at your online insurance game "Play Game to LEARN" which I found really good. I am our InVEST liaison and I am going to share this game with our National (IIABA) office and our local high schools that run our InVEST program. I didn't think you would mind.


If you are not familiar with InVEST, it provides insurance training to high school students. If you have a school in your area that might be interested in a program, I would be glad to help you get one started. Let me know. And again Congratulations on being profiled and for your cool insurance game!


Valeeta Dee Macheda, M. S., AAI, AINS, AIS, ITP - Curriculum Dev., Design & Instruction Spec.

Ind. Ins. Agts & Brkrs of NY, Inc., 5784 Widewaters Pkwy., 1st Fl., Dewitt, NY 13214



Hi, Lorraine,

Dee Macheda had sent me the link to your games. Wow – they are awesome!!! Are you aware of InVEST and what we do? If not, I’d be happy to chat with you and explain our program and what we do.

I was wondering if you’d allow us to promote your games on our website for other schools to use? If you go to and click on the “learning insurance” tab you’ll see the information we put online for students.


Such great work you have done!! I look forward to hearing from you!

Jennifer Robinson

Program Director | InVEST

Independent Insurance Agents and Brokers of America | 127 South Peyton St, Alexandria, VA 22314 |

p: 703.706.5437 |


Agencies Online

I really liked your game site! As an old friend of Marshall and Sterling, I paid particular attention to your words today. Good going!

George Nordhaus, Chairman of Agencies Online

Hudson Valley Community College

Joel Fatato, Vice President of Finance

Hartford Insurance Group

Gary Cohen, NYS Manager





The Law Officies of Keidel, Weldon & Cunnungham, LLC

Jim Keidel, Attorney/President

County of Saratoga

Spencer Hellwig, County Administrator

Nassau Community College

Laurie Joseph, Associate Professor

County of Greene

Carol Steves, County Attorney

Sienna College

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